England and Wales Scotland Northern Ireland Europe (name countries)* Second charges Regulated loans Development loans Conversion/ refurb loans Loans with term >1 year* Rebridging (subject to conditions)* Minimum loan size Maximum loan size Care homes Pubs Hotels Land with planning permission Other trading businesses Offshore structures Notes
Affirmative

√ (1) √ (2) £10,000 £5 million (1) Up to 18 months (2) On case-by-case basis
Alternative Bridging Corporation

£100,000 By discretion




Apex Bridging


√ (5)

√ (6) £100,000 £2.5 million √ (7) √ (7) √ (7)

(5) In conjunction with a purchase (6) Maximum 70% LTV (7) With planning permission for conversion to residential
Aspen


√ (8)
√ (9) £200,000 £4 million




(8) Only as additional security (9) From wind and water-tight
Avamore




√ (10) £500,000 £10 million
√ (11)
(10) Provided this will be a future development facility (11) For conversion to residential
B2 Bridging (Barton)




£100,000 By discretion



BM Samuels



£30,000 £5 million √ (12) √ (12) √ (12) (12) Only where there is a redevelopment to residential angle
Bridging Finance Solutions
TBA
√ (13) £25,000 £2 million




(13 ) As makeweight security
Bridging Vat Ltd




√ (66)
£50,000 £10 million (66) 30 days minimum to 90 days with average term 45 days
Century Capital Partners


















Commercial Acceptances √ (16)




£50,000 By discretion


√ (17)

(16) England only (predominantly London and SE) (17) Subject to conditions
Fiduciam √ (18)

√ (19) £250,000 £35 million √ (20) (18) Spain, France, Germany, Ireland, Netherlands,Switzerland, Luxembourg, Denmark,Sweden (19) Up to 3 yrs yrs (20) Also agricultural and no planning permission
Goldentree


√ (21) £100,000 £5 million √ (22) √ (22) √ (22)


(21) Through Birchwood Mortgages (22) Where conversion to residential is likely
Helmsley Group




√ (23)
£250,000 £2 million




(23) Occasionally
Hope Capital √ (24)

√ (25)
√ (26) √ (27) √ (24) £100,000 £5 million
√ (24) √ (24) √ (24) √ (24) √ (24) (24) Considered (25) Cross charges considered (26) Not ground-up (27) Mx 24 months by referral
Kuflink Bridging


















LendInvest


£75,000 £15 million



London Credit √ (28)




£100,000 £3.5 million




(28) England only
Market Financial Solutions




√ (29) £100,000 £10 million √ (31) √ (31) √ (31) √ (31) √ (30) √ (31) (29) Up to 18 months (30) Light industrial units, student lets, warehouses, offices, HMOs (31) Subject to conditions and criteria
Market Harborough Building Society



√ (32) £100,000 £3 million


√ (33)

(32) Subject to additional requirements and monitoring (33) If part of existing property
Masthaven Bank √ (34)

√ (35) √ (36) £100,000 £5 million


√ (37) (34) Not on Scottish Islands (35) 18 months for non-regulated (36) Subject to satisfaction as to original purpose and reasons for failure to repay (37) On application
MT Finance




£50,000 £15 million


Oakbridge

√ (38 )
£100,000 £5 million





(38) Selectively
Octopus

£50,000 By discretion Largest case to date £38 million
Nubnk Ltd t/a OFFA






£100,000 £1.5 million



√ (71)
(71) see attached unacceptable and non shariah list. Residential Bridge Loan: Net FTV: Up to 75%, Net FTC: Up to 75%, Loan Term: 1 to 12 months. Commercial Bridge Loan: Net FTV: Up to 65%, Net FTC: Up to 65%, Loan Term: 1 to 12 months. Coming soon: Refurbishment Bridge Loan, Stretched Development Loan, Planning Bridge Loan, Shared Risk Ethical Loan
Roma


£30,000 £2 million √ (51) √ (51)


(51) If shut down
Shawbrook √ (52)

√ (53) √ (54) £40,000 £15 million
√ (55)
√ (56)
(52) Only for investment properties (53) Only for owner-occupied resi (54) By exception - no overruns or financial distress (55) Trading pubs only, no investment pubs (56) On property only
Signature Private Finance



Under review √ (57) √ (58)
£50,000 £1.5 million on single asset √ (59) √ (59) √ (59)

(57) Light refurb: Max 70% of cost or 65% GDV Heavy: Max 65% of cost or 55% GDV (58) Up to 18 Months (59) Only if residential planning has been approved
TFG Capital √ (67)
√ (68) √ (69) £50,000 £4 million √ (70) √ (70) √ (70) √ (69) (67) Spanish security will be considered for lending to UK entities (68) We have a maximum term of 12 months but are in certain cases willing to consider term extensions subject to the status of the existing facility (69) Reviewed on a case by case basis. (70) On a vacant possession basis only
Tuscan




£150,000 £10 million



United Trust Bank Ltd

√ (60) √ (61) £75,000 £30 million √ (62) √ (62)

(60) Typically 24 months (61) Reviewed on merits per case (62) If non-trading
West One Loans

£30,000 By discretion √ (65) (65) On vacant possession basis
Whitehall Capital



















England and Wales Scotland Northern Ireland Europe (name countries)* Second charges Regulated loans Development loans Conversion/ refurb loans Loans with term >1 year* Rebridging (subject to conditions)* Minimum loan size Maximum loan size Care homes Pubs Hotels Land with planning permission Other trading businesses Offshore structures Notes